We have developed a triage tool that combine the medical questions from our extensive suite of simplified issue solutions. The tool will help provide a product recommendation based your client health profile.

The number of medical questions will depend on your age and the answers you provided to previous questions. The healthier your clients are, the more questions you will need to answer (but that's a good thing). Keep in mind this is not an application. The information used in this form is only valid once uploaded into Assumption Life’s electronic sales platform, Lia.

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Final Expense solutions are based on finding a product that best fits your clients needs. That's we offer a variety of options listed below (in order of healthiest to hard-to-insure).

• No Medical Whole Life Plus (Immediate)
• No Medical Whole Life (Immediate)
  
• Golden Protection (Immediate)
• Golden Protection Deferred
• Total Protection (Deferred)

Need help filtering which option would be better suited for your client? Check out our simplified issue guide!

Simplified Issue products, also known as “quick issue’’ are processed rapidly and do not require any medical tests. Some cases are approved by Risk Assessment and do not go through the underwriting process. Other cases are sent to underwriting for review (MIB hit, residency status, etc.), where the client will either be approved or declined.

Simplified issue products include (in order of healthiest to hard-to-insure):

• No Medical Whole Life Plus (Immediate)
• No Medical Whole Life (Immediate)
  
• Golden Protection (Immediate)
• Golden Protection Deferred
• Total Protection (Deferred)

Our service standards our as listed below, however our team of underwritten are among the best in Canada*.

*While this statistic has not been confirmed, it's what our advisors tell us!

Yes! See linked forms below:

• No Medical Whole Life Plus and No Medical Whole Life
• Golden Protection and Golden Protection Deferred
• Total Protection